Payment Methods

Paytrail Oyj (2122839-7) operates as the payment intermediary service provider and in cooperation with Finnish banks and credit institutions. Paytrail Corporation appears as the recipient of the payment on the bank statement or card invoice and forwards the payment to the merchant. Paytrail Oyj has a payment institution license. In cases of complaints, we ask that you first contact the supplier of the product.

Paytrail Corporation

Company ID: 2122839-7
Innova 2
Lutako Square 7
40100 Jyvaskyla
Phone: 0207 181830

Bank online payment

The payment brokerage service related to online bank payments is implemented by Paytrail Oyj (2122839-7) in cooperation with Finnish banks and credit institutions. From the user's point of view, the service works just like traditional online payment.

Pay your order securely with Nordea, Osuusbanki, Danske Bank, Säästöpankki, LähiTapiola, POP-Panki, Aktia, Handelsbanken, Ålandsbanken and S-Panki online banking credentials.

Card payment

Payments with Visa, Visa Electron or MasterCard cards

Paytrail Oyj (2122839-7) operates as the payment intermediary service provider and in cooperation with Finnish banks and credit institutions. In payments made with Visa, Visa Electron or MasterCard cards, Paytrail Oyj appears as the payee on the card invoice and forwards the payment to the merchant. Paytrail Oyj has a payment institution license.

Paytrail Corporation
ID: 2122839-7
Innova 2
Lutako Square 7
40100 Jyvaskyla
Phone: 0207 181830

Card payment is done securely with an SSL-encrypted payment form, from which the information is sent encrypted to the credit company. No card information is stored in the store's own system. When paying with bank credentials, the customer is directed to the payment services of Finnish online banks, where payment transactions are securely registered in each bank's own payment system.

Invoice or Installment payment

The invoicing and installment service is implemented by Collector.

We offer the possibility to pay by invoice or installments in cooperation with Collector, which is the invoicing service of Collector Credit AB. The payment method is possible for purchases of up to €1,000.

When you choose Collector Invoice/Part Payment as the payment method, you will receive the ordered products at home before paying for them. You can pay the entire amount at once or divide the payment into smaller installments.

The invoice is due on the last day of the month following the order, which means you can have up to 60 days of interest-free payment time. An invoicing fee of 2.95 euros is added to the invoice.

When you choose to pay by invoice or in installments, you can only order to your permanent address and you must be 20 years old at the time of ordering.

When you receive the bill, you can choose a 24-month installment by paying the minimum amount shown on your bill. The installment interest is 1.6% per month, which corresponds to a nominal annual interest of 19.20%. When paying in installments, an account management fee of 2.95 euros per month is also charged.

We do a credit check when ordering. Late payments and unpaid invoices will be charged a reminder fee of 5 euros and 1.6% monthly interest for the delayed period.

You can get the complete terms of the Collector Invoice/Part Payment from the following links:

You can find a more detailed service description here.

You can find the general invoicing and credit terms here.

You can find the standard European consumer credit terms here.

PayPal

PayPal is a safer, easier way to pay online. PayPal has quickly become the world's leading online payment processor with over 150 million accounts worldwide.

With PayPal, you can make your purchases securely either with a credit card (Visa, MasterCard, Amex or Discover) or a payment card (Visa Electron, Maestro, Switch or Solo). When paying with PayPal, your credit card information is securely processed only in their system, so you don't have to give your bank or credit card information to merchants.

You can pay via PayPal in two different ways:
By creating your own PayPal account. Opening an account is easy, fast and free. Your credit card or payment card information is stored in the service, after which you can use PayPal in thousands of online stores worldwide. Note! Create a PayPal account before going to checkout.
By paying without a PayPal account. You can also pay in PayPal without a PayPal account. In this case, fill in the necessary card and address information on the payment page.

Note! Always remember to return to the www.puhdasplus.fi online store after payment by pressing the "Return to www.puhdasplus.fi" button.

The service is in English and works at www.paypal.com.